NBFC Institutional Credit Partner
Structured Non-Banking Finance Solutions

Empowering Growth With Institutional Credit & Capital

Aaryan Business Solutions engineers bespoke debt structures, liquidity facilities, MSME working capital, and asset-backed credit to fuel India's thriving commercial backbone.

Disbursals within 72 hrs
No Hidden Processing Charges
Customized Tenure Options
Fast-Track Window

Corporate Lending Desk

Credit Request Portal

Available Capital Pool ₹50 Lakh – ₹25 Crore
Secured / Clean
Standard Rate of Interest Starting @ 9.75% p.a.
Reducing
Typical Underwriting Turnaround 48 – 72 Hours
Direct In-house

Subject to compliance review & financial underwriting criteria.

₹2,500+ Cr

Capital Disbursed

15,000+

Enterprises Empowered

99.4%

On-Time Settlement Rate

AA+

Credit Underwriting Benchmark

About Aaryan Business Solutions

Bridging The Growth Capital Gap For Indian Businesses

Founded with a vision to democratize institutional credit, Aaryan Business Solutions (ABS) operates as a technology-enabled Non-Banking Financial facilitator and advisor. We structure smart credit channels for small-to-mid scale corporations, manufacturers, supply chain contractors, and trading enterprises across Tier-1 and Tier-2 hubs.

Unlike rigid conventional lending avenues, our proprietary risk assessment models evaluate real-time GST filings, order book values, and cash flow cycles—delivering flexible liquidity with complete regulatory compliance and Fair Practice norms.

Fintech-Driven Due Diligence

Algorithmic credit analysis ensuring lightning approvals without unnecessary bureaucracy.

Strict Governance Standards

Full compliance with Reserve Bank of India lending codes and clean documentation.

Our Institutional Pillars

  • Client-Centric Structuring: Customizing moratoriums and repayment schedules mapped to your inventory conversion cycles.
  • Absolute Transparency: Zero hidden foreclosure surcharges, honest APR communication, and itemized processing fees.
  • Dedicated Relationship Desk: A direct corporate finance officer assigned to your enterprise from day one.
Official Communication Desk

info@abs-in.com

Schedule Briefing
Our Portfolio of Products

Non-Banking Financial Products Engineered for Enterprise Scale

From short-term invoice liquidity to multi-year equipment financing, our flexible debt instruments cater to diverse balance-sheet requirements.

SME & Working Capital Loans

Uninterrupted operational liquidity to manage inventory, payroll, and trade expansions without pledging excessive liquid reserves.

  • ₹10 Lakh to ₹5 Crore ticket size
  • Flexible overdraft or drop-line tenure
  • Minimal physical documentation

Machinery & Equipment Finance

Long-term lease structures and equipment debt to upgrade industrial plants, heavy commercial machines, and modern tooling.

  • Up to 85% LTV on new machinery
  • Tenure ranging from 12 to 84 months
  • Tax-efficient leaseback alternatives

Supply Chain & Invoice Discounting

Monetize pending enterprise receivables and blue-chip buyer invoices. Unlock trapped liquidity in 24 hours.

  • Recourse & Non-recourse factoring options
  • Instant settlement on verified GST e-invoices
  • Protect cash flows from 90-day vendor delays

Structured Project Debt

Syndicated debt structuring, mezzanine financing, and customized bullet repayment plans for brownfield & greenfield developments.

  • Ticket sizes up to ₹25+ Crore
  • Staged milestone-linked drawdowns
  • Flexible covenants & amortizations

Loan Against Property (LAP)

Unlock the maximum financial value of your commercial, residential, or industrial properties at competitive NBFC lending rates.

  • High valuation multiples (up to 70% LTV)
  • Extended tenures up to 15 years
  • Retain complete business property usage

Micro-Enterprise Growth Loans

Custom credit lines for growing retail traders, local distributor networks, and emerging logistics service providers.

  • ₹2 Lakh to ₹25 Lakh instant sanctions
  • Daily/Weekly UPI automated repayment options
  • Fast-track KYC validation
Financial Planning Tool

Business Loan & EMI Estimator

Calculate your monthly outflow, aggregate interest liability, and plan your business cash flows with full precision.

₹ 25,00,000
₹1 Lakh ₹2.5 Cr ₹5 Crore
11.5 %
8.0% 16.0% 24.0%
36 Months (3 Yrs)
6 Months 5 Years 10 Years
Estimated Monthly Outflow
₹ 82,460
Fixed Monthly EMI
Principal (76%) Interest (24%)
Total Interest Payable: ₹ 4,68,560
Total Capital Repaid: ₹ 29,68,560
Apply With This Plan
The ABS Institutional Advantage

Why Leading Indian Enterprises Choose Aaryan Business Solutions

Fast Underwriting

Eliminating month-long sanction queues with digital cash flow algorithms and expedited sanction letters in under 48 hours.

Zero Hidden Surcharges

Every interest component, processing fee, and amortization parameter is spelled out transparently upfront in the sanction memo.

Personalized Advisory

Direct access to dedicated senior credit managers who understand the working mechanics of Indian manufacturing, export, and trade.

Strict Regulatory Care

Adherence to rigorous risk governance, Fair Practices Code (FPC), and Reserve Bank of India lending advisory frameworks.

Statutory Commitment

Regulatory Governance & Fair Practices Code

Verified Lending Protocols

Fair Practices Code (FPC)

We adhere strictly to ethical recovery guidelines, fair disclosure of annual percentage rates (APR), and clear communication of loan covenants without coercive actions.

KYC & PMLA Standards

Full digital compliance with Prevention of Money Laundering Act (PMLA) regulations and RBI KYC master directions to maintain institutional integrity.

Grievance Redressal

Dedicated nodal grievance officer mechanism to address customer queries, loan account statements, or dispute resolution within a strict 7-day turnaround window.

Get in Touch

Speak With A Senior Credit Underwriter

Have a capital requirement for your enterprise or want to structure a bespoke loan package? Reach our institutional desk directly.

Official Query & Underwriting Email info@abs-in.com

Direct inbox for credit memos & proposals

Corporate Headquarters

Aaryan Business Solutions

Financial District, Connaught Place / BKC Corporate Corridor, India

Credit Underwriting Hours

Monday – Saturday

09:30 AM – 06:30 PM IST (Excluding Public Holidays)

Nodal Grievance Redressal Officer

For escalation of complaints, write to: grievance@abs-in.com or copy to info@abs-in.com.

Submit Financial Proposal / Query

Queries are encrypted and forwarded directly to the executive underwriting desk at info@abs-in.com.